The 100 Things Every 20-Something Needs To Realize

As Generation-Y, we’re the new frontier. We’ve experienced the largest generational gap in history and sometimes life isn’t easy. These are 100 rules Generation-Y should live by:

1. You need a minimum of an hour to get ready before work or class.

2. Don’t hit the snooze button. If you gotta get up, then get up.

3. Shaving is more than a suggestion. That goes for both men and women.

4. If you eat enough pizza, you will turn into a tub of oily cheese.

5. Running isn’t just for four-legged animals.


6. Getting high gets old.

7. Getting drunk doesn’t. But don’t tell that to your liver.

8. Unprotected sex is a regret waiting to happen.

9. The quiet ones are the best between the sheets — although it may take some time for them to open up.

10. Dating is overrated and usually a waste of time.

11. Don’t date unless you think you may fall in love with them.

12. Facebook is boring and a waste of time. It is. Really.

13. When you think you’re missing out, you’re not.

14. Nothing good happens after 3 am.

15. Sex is better if you are emotionally involved with your partner.


16. Reading is always better than watching TV.

17. Watching reality TV makes you dumber.

18. Yay, you can twerk!! But can you do anything useful?

19. The way people see you is just as important as the way you see yourself.

20. Friends are hard to come by. Don’t ignore those you have.

21. Most people want something from you.

22. There is no such thing as free.

23. You don’t have a hole in your wallet; money just disappears.

24. Putting more money into your car than the car is worth makes you look stupid.

25. Listening to music too loud CAN make you go deaf.

26. Drunken sloppy sex is only good the first time — maybe the first two times.

27. Don’t spend money on things you don’t need because you won’t have money for the things that you do need.

28. In a healthy relationship, he should love you even more without makeup.

29. Being in a relationship is not a reason to let yourself go.


30. More tongue is not the answer.

31. Ladies: your teeth are for chewing. We don’t like to be chewed.

32. Never be satisfied with your current sex life, always strive to be better. Try new things, you might like it #Shocker.

33. Stop using hashtags. They’re not always appropriate.

34. If you can get her into bed before date 3, then you’ll get bored with her by week 2.

35. We all like the chase.

36. Love will cost you.

37. Men may not only be looking for sex, but sex is definitely a part of it. A big part.

38. Waiting until you get married to have sex is dangerous.

39. Bad sex = bad relationship.

40. If you’re going to get a tattoo then make it small and have it somewhere inconspicuous.

41. Savings accounts are not for dummies.

42. You will hate yourself for getting a new credit card.

43. If you’re feeling sh*tty, get some exercise.

44. You should always do your best to look your best because it will make you feel your best.


45. Orgies.

46. Learn to play chess.

47. The world works, in large part, by manipulation.

48. Having the ability to read people will get you further in life than anything else.

49. It’s not just whom you know, but also what you know that matters.

50. You should live in New York City for at least a year.

51. You should live abroad for at least a year.

52. As a rule of thumb, don’t do drugs. You don’t ever know what you’re actually taking.

53. Less is almost always more.

54. Beauty lies in simplicity.

55. Overcomplicating things leaves things overly complicated.

56. If you sleep around with a lot of people, then get tested. Otherwise, who cares? As long as you’re clean, you’re clean.

57. Make mistakes now. Making them later will be too late.

58. We all want what we can’t have. Remind yourself of that every day.

59. You can do less and produce more.


60. It’s all about efficiency.

61. You can’t buy time.

62. Time itself is an illusion. Always think: “I’ll be there before I know it.” And you’ll prove yourself right each time.

63. They stopped making good music in the 90s.

64. You don’t actually want to be a DJ. You just don’t understand what it means to be one.

65. Lower your expectations and you won’t be so disappointed.

66. Using toys can be fun for both parties.

67. Size does matter. It goes for both sexes.

68. If you expect oral sex then have the courtesy to lather and rinse beforehand.

69. Don’t say I love you unless you mean it.

70. Don’t be afraid to fall in love.

71. Yoga.

72. Violence is for idiots. Use your words.

73. Being smarter does make you the better person.

74. Kill them with kindness.


75. You don’t need to be an assh*le to get ahead in life, but you can’t be a pushover either.

76. Your cellphone is ruining your life.

77. There is no substitute for face-to-face human interaction.

78. Get checkups regularly. It could save your life.

79. If you’re going to smoke, then use a vaporizer.

80. It is your moral responsibility to be healthy.

81. Going down goes a long way.

82. Slow and gentle will always get her off. Rough and intense only works on occasion.

83. If you’re using the pulling-out method, then you have a good chance of pulling out a baby in a few months.

84. Don’t drink cheap liquor.


85. Don’t eat crap food.

86. Drink lots and lots of water. Most of you are chronically dehydrated.

87. Meditate.

88. Sudoku helps fight off future dementia.

89. You don’t have ADD.

90. You’re most likely to be your own cause of depression.

91. The way you see the world is all that matters. But understand that you may be delusional.

92. There’s always more to the story.

93. People lie.

94. You are alone in this life. Accept that and appreciate the moments when you don’t feel so alone.

95. Family is more important.

96. If you don’t work to improve yourself every day then you are wasting your life.

97. Passion is what makes life worth living.

98. You are always better off than most people in the world.

99. You aren’t entitled to sh*t — nada. You get what you earn.

100. No matter what happens, never give up. Ever.


Why Successful People Leave Their Loser Friends

We all want to be amazing. We all want to be successful, happy, and regarded as important figures in our fields. I am sure that you’ve heard all of the keys to success before: planning, hard work, perseverance, etc.

But today we are going to look at the one factor that will likely make or break your success: the people you surround yourself with.

“You are the average of the five people you spend the most time with.” – Jim Rohn

Want to be Amazing? Surround Yourself with Amazing People

The Make or Break List

A good friend of mine once told me of a man he knows who brought himself up from rags to riches.  Living paycheck to paycheck was a luxury for this man, and he decided that he was tired of being trapped by his own life. The poor man looked around at his friends, and noticed that one of them – who wasn’t particularly smart or more talented – had become quite wealthy. He asked this man how he accrued this wealth, how he was able to become a millionaire. The wealthy man’s response was simple: “keep the right company.”

The man took that advice to heart. He quickly noticed that all of the other friends he had hated hard work and had no desire to improve themselves. So he sought out new friends, he went around to conventions and seminars to connect with people who had made something of themselves. After he had completely replaced the people in his network, he decided to make a list. This list was simple. It had a column for people who would improve his life, and a column for people who would drag him down.

If someone could improve his life, he spent as much time around them as possible. If someone could drag him down, he never spent more than five minutes around them. After following his “make or break” list, the man was able to become a millionaire within three years.

No One does it Alone

The five-minute rule may be a little extreme, but there is an important lesson to learn from it: if you surround yourself with positive people who build you up, the sky is the limit.

There is an ideal in our society of the “self-made” man – a man who is able to find success through his own efforts. Now, don’t get me wrong, success does require an immense amount of determination and personal grit. However, success also depends on the ability to connect with people who have already made it.

There was once a man named Ernest Hemingway. If you aren’t familiar with Ernest Hemingway, he was one of the greatest American writers of all time. Even a great writer like Hemingway didn’t succeed on his own. He worked at a newspaper where his boss – a writer named Sherwood Anderson – helped him get his first novel published. Hemingway then connected with other no-name writers like F. Scott Fitzgerald, Virginia Woolf, and James Joyce.

This community of great writers helped to influence his style, success, and drove him to write every single day and become one of the greatest authors of his generation.

Hemingway is a testament to the fact that innate talent alone does not equal success. It’s hard to keep up a strict schedule to perfect your craft or improve yourself if you don’t have people around you with similar interests. Your network – your five key people – will determine the way you think, the way you act, and the way you approach your life goals.

Three Essential People

A mentor once told me that no matter how many close people you have in your network, if you want to be truly great, you must have three essential people in your life at all times: 

  1. A person who is older and more successful than you to learn from
  2. A person who is equal to you to exchange ideas with
  3. A person below you to coach and keep you energized

A great figure of history who embodied this principle was Aristotle. Aristotle was one of the greatest minds to ever grace this beautiful Earth, but this was only so because he was constantly challenging himself and working to refine his talents. He exchanged ideas with other Greek philosophers in the “Academy,” learned from his mentor Plato, and taught a young boy named Alexander…who would later become “Alexander the Great.”

Every great person was, is, or will be successful because of the company he or she keeps. They will make an impact because of a successful network of driven peers who provide both inspiration and healthy competition.

If you want to be remarkable, you must constantly challenge yourself and surround yourself with remarkable people. So think about what your goals are, and take a look around you. Do you need to write a “make or break” list?

Do you have the kind of people who are going to lead you to live the life of your dreams?

Don’t join an easy crowd. Go where the expectations and the demands to perform and achieve are high.” – Jim Rohn

Strive to be better. Strive to be more. Strive to beamazing.

A Lesson From Apple

“If you look at so many of the fabulous growth stocks that hit new highs on Wednesday, like NetflixChipotleUnder Armour andStarbucks, you find companies with chief executives who know the game. They never let expectations get ahead of the reality. They don’t make promises that they can’t deliver on.


Note to Remember

Without a catalyst, you don’t have a trade. You should never own anything without a reason.


13 Reasons You’re Not As Successful As You Should Be

Feeling down about your small business these days? Is the broken economy hurting your sales and keeping you up at night? Need some motivation and tough love to help you stop pitying yourself? Well, here you go: 13 reasons you might have in your head about why you’re not as successful as you should be.

#1 Reason You’re Not As Successful As You Should Be – Laziness

I don’t think there’s an easy way to put this. I have to assume that you’re lazy. Every single successful person works their butts off to get where they are. It’s ok to be lazy. Just admit it. But don’t whine about not being rich and successful, ok?

#2 Reason You’re Not As Successful As You Should Be – Entitlement

Only a few people in the world are part of the lucky sperm club. You and me? We gotta work to get what we want. Quit thinking you are owed something. You’re not. Get to work.

#3 Reason You’re Not As Successful As You Should Be – Fear

You are afraid, plain and simple. Afraid of looking silly. Afraid of what your friends and family will say. Afraid of everything. Look, you’re either going to stop being afraid, or you’re not. Nobody can convince you to stop. Imagine though… what awaits you when you stop with the fear excuses?

#4 Reason You’re Not As Successful As You Should Be – Negativity

You may not realize it, but the people you associate with might be negative [orifices]. They could be soul-sucking beings who don’t want anyone to be successful. Get rid of them, now! Surround yourself with successful people. People you want to be like.

#5 Reason You’re Not As Successful As You Should Be – Stop Thinking

How much do you want to bet you have paralysis by analysis? You think way too much about what you could or should do. Doers get what they want, and everyone else gets what they get. Stop analyzing and start doing.

#6 Reason You’re Not As Successful As You Should Be – No Goals

You plan nothing. You believe that someway, somehow, everything you always wanted will just magically happen. So you “play it by ear” and wait. You need goals to shoot for. Otherwise, you’re just treading water.

#7 Reason You’re Not As Successful As You Should Be – “They”

There’s no “they”. There’s no secret group of people that controls your success or failure. You’ve made that up to make you feel better about yourself. The truth is you, and you alone, control your success in life/business/everything. It’s easy to blame “them” though, isn’t it? Weak.

#8 Reason You’re Not As Successful As You Should Be – No “X” Factor

You can’t do it because you’re not pretty enough. Or don’t have a strong personality? You don’t have the “X” factor? Wow, what an unbelievably lame excuse. The truth is even jerks, idiots and boring people can be just as successful as anyone else. Your problem is you don’t believe it yet.

#9 Reason You’re Not As Successful As You Should Be – Time Waste

You’re a classic time-waster. You spend hours and hours every day working on not-working. You do things that aren’t productive. How are you ever going to get anything done, or reach any goal if you keep wasting time? You’re not. So you might as well give up now if you’re going to keep this path.

#10 Reason You’re Not As Successful As You Should Be – Social B.S.

You spend way too much time in social media land.  You waste probably about 50% of your productive hours of the day doing this. The sad part is, you know it, but you can’t stop. So you can’t get anything done that matters.

#11 Reason You’re Not As Successful As You Should Be – Think Small

You think way too small. You are constantly looking only a day or a week ahead instead of years ahead. Because of this, you never get anywhere, and you never lead; you always follow.

#12 Reason You’re Not As Successful As You Should Be – Don’t Want It

You don’t really want to be successful. Sure, you like to dream about it like everyone else. But in your heart you are afraid of what might happen if you really get it. That’s B.S. fear your brain is feeding you. Success is change, and it feels really, really good. Tell your brain to shut the [foolishness] up.

#13 Reason You’re Not As Successful As You Should Be – Don’t Believe

You never believed that it’s possible. Society taught you that only a few “exceptional” people get what they want. Everyone else should just settle. If you really want to believe that, go ahead. The rest of us will be at the front of the line because we believe.


A blog Post by Singapore’s Youngest Millionaire

Some of you may already know that I travel around the region pretty frequently, having to visit and conduct seminars at my offices in Malaysia, Indonesia, Thailand and Suzhou (China). I am in the airport almost every other week so I get to bump into many people who have attended my seminars or have read my books.

Recently, someone came up to me on a plane to KL and looked rather shocked. He asked, ‘How come a millionaire like you is traveling economy?’ My reply was, ‘That’s why I am a millionaire. ‘He still looked pretty confused. This again confirms that greatest lie ever told about wealth
(Which I wrote about in my latest book ‘Secrets of Self-Made Millionaires’). Many people have been brainwashed to think that millionaires have to wear Gucci, Hugo Boss, Rolex, and sit on first class in air travel. This is why so many people never become rich because the moment that earn more money, they think that it is only natural that they spend more, putting them back to square one.

The truth is that most self-made millionaires are frugal and only spend on what is necessary and of value. That is why they are able to accumulate and multiplies their wealth so much faster. Over the last 7 years, I have saved about 80% of my income while today I save only about 60%
(Because I have my wife, mother in law, 2 maids, 2 kids, etc. to support). Still, it is way above most people who save 10% of their income (if they are lucky). I refuse to buy a first class ticket or to buy a $300 shirt because I think that it is a complete waste of money. However, I happily pay $1,300 to send my 2-year old daughter to Julia Gabriel Speech and Drama without thinking twice.

When I joined the YEO (Young Entrepreneur’s Organization) a few years back (YEO is an exclusive club open to those who are under 40and make over $1m a Year in their own business) I discovered that those who were self-made thought like me. Many of them with net worth’s well over $5m, traveled economy class and some even drove Toyota’s and Nissans (not Audis, Mercs, BMWs).

I noticed that it was only those who never had to work hard to build their own wealth (there were also a few ministers’ and tycoons’ sons in the club) who spent like there was no tomorrow. Somehow, when you did not have to build everything from scratch, you do not really value money. This is precisely the reason why a family’s wealth (no matter how much) rarely lasts past the third generation. Thank God my rich dad (oh no! I sound like Kiyosaki) foresaw this terrible possibility and refused to give me a cent to start my business.

Then some people ask me, ‘What is the point in making so much money if you don’t enjoy it?’ The thing is that I don’t really find happiness in buying branded clothes, jewelry or sitting first class. Even if buying something makes me happy it is only for a while, it does not last. Material happiness never lasts, it just give you a quick fix. After a while you feel lousy again and have to buy the next thing which you think will make you happy. I always think that if you need material things to make you happy, then you live a pretty sad and unfulfilled life.

Instead, what makes ME happy is when I see my children laughing and playing and learning so fast. What makes me happy is when I see my companies and trainers reaching more and more people every year in so many more countries. What makes me really happy is when I read all the emails about how my books and seminars have touched and inspired someone’s life. What makes me really happy is reading all your wonderful posts about how this
BLOG is inspiring you. This happiness makes me feel really good for a long time, much more than what a Rolex would do for me.

I think the point I want to put across is that happiness must come from doing your life’s work (be in teaching, building homes, designing, trading, winning tournaments etc.) and the money that comes is only a by-product. If you hate what you are doing and rely on the money you earn to make you happy by buying stuff, then I think that you are living a life of meaninglessness…